9 Easy Ways to Save on your Grocery

Did you know that Indians spend more than 50% of their monthly income on groceries! You have got to admit the times you have picked up unwanted items like hordes of sauces, cake mixes and others which reached their expiry faster than you expected. Or the time you picked up that exotic avocado or broccoli which you never consumed and was left to rot in your fridge for days. We are all guilty of this at some point or the other and almost always have walked into a supermarket only to walk out with more groceries than we’d set out to buy. Don’t let your grocery cost more than it should! Become an expert grocery shopper with these money saving tips.

1. Make a Shopping List

The first and golden rule to smart shopping is to make a list & stick to it. Plan beforehand what you want to include in your grocery list. Take this list with you when you’re out shopping next, and stick to it as much as possible. If you go into the store without a shopping list, you’re more likely to impulse shop. The Shopping List not only saves money, but also saves your time by cutting down on the mindless wandering. You could create your list category wise so it’s easy to shop aisle wise in a store. The list will also minimize any wastage caused due to unwanted or excess items. The best part is that a pre prepared list with healthy items can be the secret recipe for your trim & healthy self!

2. Use a Cashback App

One way to cut down on your grocery spends is to pay yourself back with a cashback app like BinBill. You can earn back up to Rs. 1000 a month! All you need to do is to create your shopping list on the App, shop for your groceries, followed by uploading your bill and that’s it. You get Cashback on every purchase. You can also include items with higher cashback when you shop to maximize your saving.

3. Go for Great Deals & Clubbed Offers

Discounted branded items as well as Clubbed Offers are a sure way to save money while buying groceries. Known brands offering deals such as two for the price of one on spices, cereals and other household items are to be grabbed. Just be sure that your family uses the bargain or else it will go waste and you will not end up saving.

4. Look beyond the Label

Look beyond the label and compare the ingredients. You’ll find that most of the time the ingredients of similar items are the same, but the price is different. So don’t just grab the brand you recognize. Do a little research to find the best deal for practically the exact same thing. When it comes to staples like sugar, salt, flour etc., there is no marked difference in quality but only in the price. Don’t completely ignore popular brands with offers, however try & include less known brands, to experience some real savings.

5. Check Unit Price

Just because an item is cheaper doesn’t always mean you’re getting the best deal. Check the unit prices (the cost per gram or per ml) when comparing products to see if you’re getting the best value.

6. Eat Healthier

By simply reducing your portions you can save a lot of money. Keep this in mind when purchasing your groceries. Don’t buy calorie-packed food that has little nutritional value. Stick to foods that will fill you up at the same time aren’t loaded with sugars such as sodas and bakery items. Pulses are full of protein & nutrition, which will keep you full, but won’t add many calories. Beans, Eggs and Paneer are other healthy options.

7. Buy Seasonal Items

While Peas aka Matar really make your Paneer dish lip smacking, they are not always in season. When Peas are out of season, it’s wiser to substitute with Frozen Peas. Buying products out of season will always burn a hole in your pocket.

8. Go Solo

Try and shop by yourself, whether it is in store or online. Avoid taking children on your grocery shopping trip to minimise impulse buys.

9. Manage your Monthly Expenses

Keeping a tab on your monthly Grocery expenses is important to keep your spends in check. Rely on Technology here to manage your expenses. Apps like BinBill are a great boon to those who aren’t quite organised when it comes to managing household expenses. You can either key in your daily expenses, or the App can automatically read your SMSes as you swipe your card to track your expenses. It is essential not to exceed your last month’s grocery spends in the coming months, instead through the above tips, try to gradually bring down your monthly spend.

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